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Consumer protection

No-Cost EMI Without a Credit Card: 5 Ways This Festive Season

No-Cost EMI Without a Credit Card: 5 Ways This Festive Season

No credit card? You can still get no-cost EMI this festive season — debit card EMI, the Bajaj Insta EMI Card, Pay Later, cardless EMI, or a small personal loan. How each works, and the real cost.

No-Cost EMI Isn't Free: What It Actually Costs You

No-Cost EMI Isn't Free: What It Actually Costs You

'No-cost EMI' still costs you — the discount you forgo, 18% GST on interest, fees and stripped rewards. The real math on a ₹60,000 buy, plus 2026 RBI rules.

If Your Fintech App Shuts Down in India: What to Do

If Your Fintech App Shuts Down in India: What to Do

Your loan or neobank app shut down? Steps to protect your money and credit - find the partner NBFC, keep repaying, pull statements, and escalate.