Digital lending

7 Days Loan App for Low CIBIL Score: The Fee Math Nobody Shows

7 Days Loan App for Low CIBIL Score: The Fee Math Nobody Shows

A 7 days loan app for a low CIBIL score keeps a third of the money and wants it all back in a week. The real APR, the RBI rules it breaks, and the way out.

Small Loans in India: How Little Can You Actually Borrow?

Small Loans in India: How Little Can You Actually Borrow?

Need Rs 3,000, not Rs 30,000? Many loan apps will not lend that small. The real minimum loan amounts - and why being pushed to borrow more is the trap.

Loans Without Documents or CIBIL: Real Options vs Scams

Loans Without Documents or CIBIL: Real Options vs Scams

'No documents, no CIBIL' is the favourite promise of fake loan apps. What minimal-document lending legally looks like in India — and how to spot a scam.

'RBI-Approved Loan Apps' Don't Exist. Here's What Does.

'RBI-Approved Loan Apps' Don't Exist. Here's What Does.

RBI doesn't approve loan apps — no matter what the lists claim. What the RBI's lending-app directory actually is, and the two-minute check that works.