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Loan apps

Small Loans in India: How Little Can You Actually Borrow?

Small Loans in India: How Little Can You Actually Borrow?

Need Rs 3,000, not Rs 30,000? Many loan apps will not lend that small. The real minimum loan amounts - and why being pushed to borrow more is the trap.

'RBI-Approved Loan Apps' Don't Exist. Here's What Does.

'RBI-Approved Loan Apps' Don't Exist. Here's What Does.

RBI doesn't approve loan apps — no matter what the lists claim. What the RBI's lending-app directory actually is, and the two-minute check that works.

What a ₹5,000 Loan Actually Costs in India: The Full Math

What a ₹5,000 Loan Actually Costs in India: The Full Math

Borrowing ₹5,000 from a loan app? See the rupee-by-rupee math — interest, processing fee, GST — and why small loans cost more than their APR suggests.