Rbi

'RBI-Approved Loan Apps' Don't Exist. Here's What Does.

'RBI-Approved Loan Apps' Don't Exist. Here's What Does.

RBI doesn't approve loan apps — no matter what the lists claim. What the RBI's lending-app directory actually is, and the two-minute check that works.

What Happens If You Miss a Loan EMI in India (2026)

What Happens If You Miss a Loan EMI in India (2026)

Missed a loan EMI? A day-by-day timeline of what follows - the grace period, the DPD 30 credit hit, collection calls, and how to limit the damage.

If Your Fintech App Shuts Down in India: What to Do

If Your Fintech App Shuts Down in India: What to Do

Your loan or neobank app shut down? Steps to protect your money and credit - find the partner NBFC, keep repaying, pull statements, and escalate.